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Have you filed your taxes yet?

If you have’t because you are still waiting for one last form in the mail, join the club.

Maybe your bank, employer, or brokerage firm hasn’t sent you that final piece of paperwork you need!

So when exactly are they required to give us our tax info?

Employers, by law, must have postmarked w-2’s and 1099’s by February 1st.

Banks and brokerages had until February 16th to mail dividend and interest statements, so they should be arriving any day.

No w-2 by the end of February? Or maybe your employer went out of business?

Then fill out form 4852, a substitute w-2, based on your last pay check.

You should also contact the IRS and let them know you are filling out a substitute w-2.

Why the slow bank statements?

All the new banking regulations, which have banks making sure they dot their i’s and cross their t’s this year.

As always, don’t waste your money.

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